Terms and conditions for ravionexluma.com
These terms govern your use of ravionexluma.com and its services. By accessing the site, you agree to comply with all terms set out below. Please read carefully before using our website.
August 29, 2025
Acceptance of terms
Accessing or using our website constitutes acceptance of these terms. If you do not agree, please refrain from using the site. We may update terms at any time, and your continued use indicates agreement with changes.
Definitions
Key terms used throughout these conditions are defined below for clarity.
'Website' refers to ravionexluma.com and all its content, features, and services.
'User' means any individual or entity accessing or using the website.
'Services' refers to the financial planning consultation and related support offered on this site.
'Content' includes all text, graphics, and information provided by ravionexluma.
Use of services
You may use our services for lawful purposes only. Misuse, unauthorized access, or attempts to disrupt the site are strictly prohibited.
Eligibility
You must be at least 18 years old and legally able to enter agreements to use our services.
Use by minors is not permitted.
User responsibilities
Users must comply with all applicable laws and act in good faith when using our website.
Prohibited uses
You must not use our website for any unlawful purpose.
Intellectual property rights
All content on ravionexluma.com is the property of ravionexluma or its licensors. You may use site content for personal, non-commercial purposes only, with proper attribution. Unauthorized use, modification, or distribution is prohibited.
User content
Users may submit feedback or inquiries through our forms. All content submitted must be lawful and respectful.
Rights to user content
By submitting content, you grant ravionexluma a non-exclusive license to use, reproduce, or display it for service purposes.
Privacy and data protection
Our handling of personal information is governed by our Privacy Policy. We are committed to protecting your privacy and complying with relevant Australian laws.
See Privacy PolicyWebsite disclaimer and limitations
The information on this site is provided for general guidance only.
No guarantees or warranties
We make no warranties regarding accuracy, completeness, or fitness for any particular purpose. Results may vary.
Limitation of liability
ravionexluma is not liable for direct or indirect damages resulting from your use of this website or reliance on its content.
Indemnification
You agree to indemnify ravionexluma and its affiliates from claims or liabilities arising from your use of the website.
Dispute resolution process
Disputes will be resolved in accordance with Australian law and procedures.
Arbitration
Any unresolved disputes may be resolved through binding arbitration in Australia.
Arbitration decisions are final and binding.
Online dispute resolution
Users may access government-supported online dispute resolution platforms as an alternative.
Visit the Australian ODR platformSeverability
If any part of these terms is deemed invalid, the remaining sections remain in effect.
Entire agreement
These terms constitute the full agreement between you and ravionexluma regarding site use.
Applicable law and jurisdiction
These terms are governed by Australian law. Disputes are subject to Australian courts.
Termination
We reserve the right to suspend or terminate access for violation of these terms or applicable law.
Modifications
We may update these terms at any time. Continued use constitutes acceptance of revised terms.
Contact for terms questions
For questions about these terms, please use the contact details provided below.
Email address: content@ravionexluma.com
Phone: +61.3.2590.8868
Address: 34 Welshpool Road, Welshpool, WA 6106 Australia
Effective date: August 29, 2025
Version: v3